Do not cancel current coverage until written approval is received from the Underwriter.
The cost of The Protect Plans quoted to a group are based on the information provided to the underwriters at the time the proposal is generated and are subject to change. Actual costs and eligibility are based on information provided during enrollment. All questions must be fully and accurately answered. Failing to disclose significant information may result in an individual’s conditions being excluded from coverage (referred to as “lasering”), changes to the group’s rates (reformation) or rescission of the group’s coverage.
Personal attention is given to each client’s set-up in the various systems. This can take longer than with fully-insured plans. You can view the anticipated timeline for the onboarding process here. We strongly encourage submitting enrollment forms prior to the desired effective date.